InsuranceLeads.com Review

Overview

Features	Up to $200 in Free Leads + Extra 10% Off* Multi Layer Quality Control Custom Filters No Sign Up Fees or Long Term Commitments Personal Account Rep Live Transfers Competitive Pricing Volume Discounts 24/7 Online Leads Management
Lead Costs	Auto	$5.95 (base)
	Home	$8.00 (base)
	Renter	$5.00 (base)
	Life	$12.00 (base)
	Health	$3.00 - $7.00 (base)
	Long Term Care	$15 (base)
	Disability	$8.00 (base)
	Annuity	$20.00 (base)
	Burial	$7.00 (base)
	Cancer	$8.00
	Business P/C	$5.00 - $30.00 (base)
	Business Benefits	$10.00 - $35.00 (base)
Lead Filters	Geographic Zip Code with Radius County State Telephone area code General Lead Filters Max leads per day Consumer Filters Customizeable
Agents Per Lead	Up to 8, average of 3 - 5
Other Company Partnerships	Yes
Special Offers	Up to $200 in Free Leads + Extra 10% Off*
Website	Sign Up Now!

* 10% off is given for agents signing up using our links - this is not a standard discount

About InsuranceLeads.com

InsuranceLeads.com, formerly Quotes Auction, is the nation’s leading provider of the highest quality “Real Time” leads. With a focus on technology and multiple layers of quality control, they are able to provide a high volume of quality leads that can convert into new customers for your agency. They offer competitive pricing and enough lead types and filters that let any agent find exactly the lead they're looking for.

Costs

InsuranceLeads.com hase a base fee for each lead type and then has additional fees for the different filters offered. They also offer bulk discounts to customers purchasing 50 or more leads per day.

Auto Leads	Base Price	$5.95
	Age Filters
	At least one driver NOT younger than	$0.15 - $5.00
	All drivers NOT older than	$0.00 - $4.00
	*Driving Record*
	Maximum driver license points	$0.25 - $2.00
	Minimum driver license points	$1.00 - $5.00
	SR-22 filing requirement	$0.00 - $2.00
	Current Driver's license suspension	$0.00 - $2.00
	DUI requirement	$0.00 - $2.00
	*Number of Vehicles and Drivers*
	Maximum number of drivers	$0.10 - $4.00
	Minimum number of drivers	$4.00 - $6.00
	Maximum number of vehicles	$0.10 - $1.00
	Minimum number of vehicles	$4.00 - $6.00
	*Credit History and Education*
	Poor credit requirement (self -evaluated)	$1.00 - $3.00
	Education requirement	$0.25 - $6.00
	Other Filters
	Prior and/or continuous insurance requirement	$0.00 - $7.00
	Minimum liability limits requirement	$1.50 - $3.00
Home Leads	Base Price	$8.00*
	*EXCLUDE Property Types*	$0.25 - $5.50
	*EXCLUDE Policy Types*	$0.25 - $0.50 ea.
	*Other Exclusion Filters*
	Exclude credit history	$2.50
	Exclude property location	$2.50 ea.
	Exclude property features	$0.25 - $0.50 ea.
	Prior insurance	$1.00
	Age of the dwelling (incl. major upgrade)	$0.25 - $3.00
	Claim history	$0.25 - $2.00
Renter Leads	Base Price	$5.00
	*Exclusion Filters*
	Exclude credit history	$0.50
	Prior insurance	$1.00
	Claim history	$0.25 - $2.00
Life Leads	Base Price	$12.00
	*Exclusion Filters*
	Policy Type	$2.00 - $4.00
	Applicant Age	$0.10 - $5.00
	Policy Amount	$2.00 - $15.00
	Major Medical Conditions	$2.00
Health Leads	Individual / Family (Base Price)	$7.00
	Short Term (Base Price)	$7.00
	PreEx Conditions (Base Price)	$3.00
	Medicare Supplement (Base Price)	$7.00
	COBRA (Base Price)	$7.00
	Maternity Only (Base Price)	$3.00
	Dental Only (Base Price)	$3.00
	Vision Only (Base Price)	$3.00
	Prescription Only (Base Price)	$3.00
	*Eclusion Filters*
	Prior insurance	$1.00
	Smoker	$1.00
	Overweight	$0.50 - $1.00
	Age of the applicant	$0.25 - $2.00
	Occupation	$4.00
	Maternity	$0.00
	Major Medical Conditions	$0.00
Long Term Care Leads	Base Price	$15.00
	*Exclusion Filters*
	Prior insurance	$1.00
	Smoker	$1.00
	Age of the applicant	$0.25 - $2.00
	Overweight	$0.50 - $1.00
	Major Medical Condition	$0.00
Disability Leads	Base Price	$8.00
	*Exclusion Filters*
	Prior insurance	$1.00
	Smoker	$1.00
	Age of the applicant	$0.25 - $2.00
	Major Medical Condition	$0.00
Annuity Leads	Base Price	$20.00
	*Exclusion Filters*
	Age of the applicant	$5.00 - $10.00
Burial Leads	Base Price	$7.00
	*Exclusion Filters*
	Smoker	$1.00
	Age of the applicant	$0.10 - $2.00
	Major Medical Condition	$0.00
Cancer Leads	Base Price	$8.00
Business P/C Leads	*Size of Company*
	1 Person (Base Price)	$5.00
	2 - 4 People (Base Price)	$10.00
	5 - 9 People (Base Price)	$15.00
	10 - 14 People (Base Price)	$20.00
	15 - 19 People (Base Price)	$25.00
	20+ People (Base Price)	$30.00
	*Filters*
	Years in Business	$2.00 - $5.00
	Type of Coverage	$0.00
Business Benefits Leads	*Size of Company*
	1 Person (Base Price)	$10.00
	2 - 4 People (Base Price)	$15.00
	5 - 9 People (Base Price)	$20.00
	10 - 14 People (Base Price)	$25.00
	15 - 19 People (Base Price)	$30.00
	20+People (Base Price)	$35.00
	*Filters*
	Years in Business	$2.00 - $5.00
	Type of Coverage	$0.00

Filters

InsuranceLeads.com has several filters for each of their lead types except for their cancer leads. Each filter is priced a la carte with different pricing depending on the filter.

Like other lead companies, they offer several geographic filters free of charge and allow their customers to select how many leads they'd like to receive each day. One point that is worth noting is that agents are able to manually enter zip codes into the system and InsuranceLeads.com is also able to select zip codes using telephone area codes.

Geographic Filters	Zip Code with Radius County State
General Lead Filters	Max Daily Leads
Auto Leads	*Driving Record*
	At least one driver NOT younger than	18 yrs 20 yrs 22 yrs 24 yrs 30 yrs 40 yrs 49 yrs 55 yrs 60 yrs 62 yrs 65 yrs 75 yrs 80 yrs
	All drivers NOT older than	85 yrs 75 yrs 65 yrs 63 yrs 61 yrs 59 yrs 50 yrs 45 yrs 35 yrs 25 yrs 23 yrs 21 yrs 19 yrs
	*Driving Record*
	Maximum driver license points	0 points 1 points 2 points 3 points 4 points 5 points 6 points
	Minimum driver license points	1 points 2 points 3 points 4 points 5 points 6 points
	SR-22 filing requirement	Must need Must NOT need
	Current Driver's license suspension	Must have Must NOT have
	DUI requirement	Must have Must NOT have
	*Number of Vehicles and Drivers*
	Maximum number of drivers	1 driver 2 drivers 3 drivers
	Minimum number of drivers	2 drivers 3 drivers 4 drivers
	Maximum number of vehicles	1 vehicle 2 vehicles 3 vehicles
	Minimum number of vehicles	2 vehicles 3 vehicles 4 vehicles
	*Credit History and Education*
	Poor credit requirement (self -evaluated)	Must have Must NOT have
	Education requirement	High School Diploma Associate Degree Bachelors Degree Masters Degree
	Other Filters
	Prior and/or continuous insurance requirement	Must have prior insurance Must be continuously insured for at least 1 yr Must be continuously insured for at least 2 yrs Must be continuously insured for at least 3 yrs Must be continuously insured for at least 4 yrs Must be continuously insured for at least 5 yrs
	Minimum liability limits requirement	50/100 limits 100/300 limits
Home Leads	*EXCLUDE Property Types*	Single Family Duplex Multi Family Condominium Town Home Mobile Home Manufactured Home
	*EXCLUDE Policy Types*	Landlord Policies Seasonal Residence Vacational Residence
	*Other Exclusion Filters*
	Exclude credit history	Poor credit history (self evaluated)
	Exclude property location	Flood area Brush hazard
	Exclude property features	Woodburning Stove Unfenced swimming pool
	Prior insurance	Must have prior insurance Must NOT have prior insurance
	Age of the dwelling (incl. major upgrade)	Minimum 75 years 50 years 35 years 25 years 10 years 5 years 2 years Maximum 5 years 10 years 25 years 35 years 50 years 75 years
	Claim history	Minimum 0 Claims 1 Claim 2 Claims 3 Claims Maximum 3 Claims 2 Claims 1 Claim
Renter Leads	*Exclusion Filters*
	Exclude credit history	Poor credit history (self evaluated)
	Prior insurance	Must have previous insurance Must NOT have previous insurance
	Claim history	Minimum 0 Claims 1 Claim 2 Claims Maximum 3 Claims 2 Claims 1 Claim
Life Leads	*Exclusion Filters*
	Policy Type	Must be term life Must NOT be term life
	Applicant Age	Minimum 18 yrs 19 yrs 20 yrs 21 yrs 23 yrs 25 yrs 30 yrs 35 yrs 40 yrs 45 yrs 50 yrs 55 yrs 60 yrs 62 yrs 63 yrs 64 yrs 65 yrs 70 yrs 75 yrs Maximum 85 yrs 80 yrs 75 yrs 70 yrs 65 yrs 64 yrs 62 yrs 60 yrs 59 yrs 55 yrs 50 yrs
	Policy Amount	Minimum $100,000 $150,000 $200,000 $250,000 $300,000 $350,000 $400,000 $450,000 $500,000 $750,000 $1,000,000
	Major Medical Conditions	Must have pre-existing major medical condition Must NOT have pre-existing major medical condition
Health Leads	*Eclusion Filters*
	Prior insurance	Must have prior insurance Must NOT have prior insurance
	Smoker	Must be a smoker Must be a non-smoker
	Overweight	Minimum 50% overweight 35% overweight 20% overweight Maximum 20% overweight 35% overweight 50% overweight
	Age of the applicant	Maximum 80 yrs 75 yrs 70 yrs 65 yrs 64 yrs 63 yrs 60 yrs 55 yrs 50 yrs 45 yrs 40 yrs 35 yrs 30 yrs 25 yrs 20 yrs Minimum 20 yrs 25 yrs 30 yrs 35 yrs 40 yrs 45 yrs 50 yrs 55 yrs 60 yrs 63 yrs 64 yrs 65 yrs 70 yrs 75 yrs 80 yrs
	Occupation	Must be self-employed
	Maternity	Must be expectant mother Must NOT be expectant mother
	Major Medical Conditions	Must have preexisting major medical conditions Must NOT have preexisting major medical conditions
Long Term Care Leads	*Exclusion Filters*
	Prior insurance	Must have prior insurance Must NOT have prior insurance
	Smoker	Must be a smoker Must be a non-smoker
	Age of the applicant	Maximum 80 yrs 75 yrs 70 yrs 65 yrs 60 yrs 55 yrs 45 yrs 35 yrs 25 yrs 20 yrs Minimum 20 yrs 25 yrs 35 yrs 45 yrs 55 yrs 60 yrs 65 yrs 75 yrs 80 yrs
	Overweight	Maximum 50% overweight 35% overweight 20% overweight Minimum 20% overweight 35% overweight 50% overweight
	Major Medical Condition	Must have preexisting major medical conditions Must NOT have preexisting major medical conditions
Disability Leads	*Exclusion Filters*
	Prior insurance	Must have prior insurance Must NOT have prior insurance
	Smoker	Must be a smoker Must be a non-smoker
	Age of the applicant	Maximum 80 yrs 75 yrs 70 yrs 65 yrs 60 yrs 55 yrs 50. yrs 45 yrs 40 yrs 35 yrs 30 yrs 25 yrs 20 yrs Minimum 20 yrs 25 yrs 30 yrs 35 yrs 40 yrs 45 yrs 50 yrs 55 yrs 60 yrs 65 yrs 70 yrs 75 yrs 80 yrs
	Major Medical Condition	Must have preexisting major medical conditions Must NOT have preexisting major medical conditions
Annuity Leads	*Exclusion Filters*
Annuity Leads	Age of the applicant	At least 25 years old At least 30 years old
Burial Leads	*Exclusion Filters*
	Smoker	At least 25 years old At least 30 years old
	Age of the applicant	Maximum 85 yrs 80 yrs 75 yrs 70 yrs 65 yrs 60 yrs 55 yrs 50. yrs 45 yrs 40 yrs 35 yrs 30 yrs 25 yrs 20 yrs Minimum 20 yrs 25 yrs 30 yrs 35 yrs 40 yrs 45 yrs 50 yrs 55 yrs 60 yrs 65 yrs 70 yrs 75 yrs 80 yrs
	Major Medical Condition	Must have preexisting major medical conditions Must NOT have preexisting major medical conditions
Cancer Leads	No Filters Available
Business P/C Leads	*Filters*
	Years in Business	1 Year 2 Years 3 Years
	Type of Covreage	General Liability Commercial Auto Commercial Property Professional Liability Directors & Officers Liability BOP Workers Comp Commercial Crime Business Interruption Bonds Employment Pqractical Liability
Business Benefits Leads	*Filters*
	Years in Business	1 Year 2 Years 3 Years
	Type of Covreage	Group Health Group Life Group Disability Key Man Life Key Man Disability 401K / Retirement Plans Supplemental Plans / AFLAC Executive Deferred Compensation

* base price for home leads is $8.00 if agent also receives auto and renter leads, otherwise, base price is $10.00

Number of Agents Per Lead

InsuranceLeads.com states that they sell their leads 3 - 5 times on average with a maximum of 8 agents. Larger, urban areas will have more agents per lead while agents in smaller communities will receive increased exclusivity for each lead they purchase.

Lead Sharing Partnerships

To find out why lead sharing partnerships are an important factor in determing whether or not you should do business with a specific online lead company, please read through our Insurance Lead Buying Guide.

From our research, we've found that InsuranceLeads.com does have lead sharing partnerships in place, however, it is uncertain whether or not they simply buy leads from other lead companies or if they also sell their own excess inventory to other companies. You should speak to a sales representative if this is an issue for you.

Lead Delivery

Lead delivery is one of multiple areas that InsuranceLeads.com excels. They offer multiple ways for agents to receive their leads such as:

email
text message
uploaded to a lead management system
directly to your own quote form
live transfers

Live transfers, or Hot Transfers as they call them, allow you to be put in direct contact with a prospect. InsuranceLeads.com does charge a premium for this feature, but it can save you time and the trouble of trying to get a lead on the phone.

After filling out an online quote form, InsuranceLeads will call the prospect for up to 3 days. Once they reach someone, they verify that they are interested in obtaining a quote and will then connect them with the agent.

Refunds

InsuranceLeads.com has a very liberal return policy. They will credit the cost of a lead if it's found to have bogus contact information as well as if the prospect was not actually interested in being quoted.

Credits are usually issued within 48 hours of the request.

Billing

The default billing option is prepay and then your credit card will automatically be debited once your balance is 75% depleted. InsuranceLeads.com will send you emails as your balance gets low and once your card is charged.

Sample Leads

Summary

InsuranceLeads.com is strict about quality control utilizing 3 checks before selling their leads. They offer customizable filters, competitive pricing and an array of lead delivery options that together create a simple and effective way of obtaining quality insurance prospects.

They also offer up to $200 in free leads and a special 10% off the cost of your leads providing agents a low risk way of trying their services.